Manufactured home loan insurance in usa 2022

What the programme is about

The Federal Housing Administration (FHA) backs private mortgage loans that can be used to buy a new or used manufactured home.

Program Requirements

The program is open to all buyers who meet the credit requirements and plan to live in the manufactured home as their main home.

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Getting an application

Buyers of manufactured homes can get a loan from either an FHA-approved lender or a lender-approved dealer of manufactured homes.

Contact an FHA-approved lender to get a mortgage backed by the FHA: http://www.hud.gov/ll/code/llslcrit.cfm.

Loan details

For information about loan terms, please talk to a lender who is approved by the FHA. Please go to: http://www.hud.gov/ll/code/llslcrit.cfm to find a lender who has been approved.

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How to get in touch

Go to http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/title/manuf14

Additional Information

Max Loan Length 20-25 years
Interest Rate Market
Max Loan Amount Home/Lot $64,800
Payment Frequency Monthly
Prepayment Penalties Not Permitted
Fees Varies

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